I received a loaded credit card as one of my birthday presents. I registered it online as instruction said and tried to use it at few major stores but the card kept declining. I logged into the account and I learned it only had $2.43 left. All that $500, birthday money, gone.
The card is called Exclusive Reserve Visa. I think their registration website is compromised.
Anyways, my husband(DH) called his dad(FIL) because FIL is who I received that card from. FIL came over immediately, took my card went back to the store he bought it from with receipt. Which is a local major grocery store.
Turns out, the store knew about this scam but they did nothing to prevent it. They’d rather pay compensation to victims than going to court. Apparently they told FIL that I shouldn’t have registered it online. Wtf! They explained how the scam works to FIL and this is what he told me.
Scammer buys a card, load it up, register it online then use it all up. Steals another card, put the card scammer used back into the package then puts it back to where cards are in the store. When someone buys that card, load it then registered online, the money goes into the account and that’s how I was scammed.
FIL didn’t quite understand it so I understand less. Point is, this grocery store knew about it and could have locked it all up behind the counter like cigarettes but they did nothing about it.
FIL is supposed to get a call back from upper management withe 48 hours but they haven’t called yet. I am filing the dispute forms right now.
Yesterday, FIL went to the grocery store again because they didn’t call him back. They didn’t want to pay him back or do anything about it. No, they were not sorry. FIL is so mad, he told me to stop with dispute and now he’s doing it all by himself.
Now FIL is gathering all of the documents such as browser history and amazon order history. Scammer spent 400 on amazon and bought hiphop jewelry from a website I’ve never heard of. FIL is trying to take this to the court now, but not sure what will happen.
The content was posted by lemonedpenguin on 2020-09-04 02:59:07 via reddit